Whether you’re a small business or a large corporation, we’ve got a business checking solution to fit your unique needs.

Business Deposit Accounts Business Builder Non-Personal Interest Checking Business Analysis Checking Non-Personal Money Market Non-Personal Savings Plus
Minimum Opening Deposit $50 $50 $50 $50 $50
Transaction Limit 200 items per month at no charge; items include debits and credits (deposited items); excludes electronic deposits. $0.25 charge for each item over 200 per month. None See further detail below. Six (6) withdrawals per
statement cycle; in
excess of six (6) - $3 fee per excessive withdrawal.
Six (6) withdrawals per statement cycle; in excess of six (6) - $3 fee per excessive withdrawal.
Minimum ledger balance needed to avoid Service Charge $500* $1,000   $2,500 $50
Service Charge $10 $10   $10 $8 quarterly
  *If you maintain the minimum ledger
balance requirement of $500, the service
charge is reduced by $5 per month. 
Enrollment in eStatements further
reduces service charge by $5 per month
    Interest rate tiers allow
the opportunity to earn
higher rates based on balance.
Interest rate tiers allow the opportunity to earn higher rates based on balance.

 

Business Builder

The business account that works for you
 
  • $10 monthly service charge
  • If you maintain the minimum ledger balance requirement of $500, the service charge is reduced by $5 per month
  • Enrollment in eStatements further reduces service charge by $5 per month
  • No charge for first 200 items per month; items include debits and credits (deposited items); excludes electronic deposits
  • $0.25 charge for each item over 200 per month; items include debits and credits (deposited items); excludes electronic deposits

Non-Personal Interest Checking

Available only to sole proprietorships and non-profit organizations

Earn interest while having access to your funds

  • Minimum ledger balance requirement to avoid a service charge - $1,000
  • Below required minimum ledger balance on any day of the statement cycle - $10 monthly service charge

Business Analysis Checking

Perfect for established businesses with higher transaction volumes
 
This account allows a business to earn a credit based on balances maintained in an account each month.  The credit is used to offset activity costs which accrue on the account during a monthly statement cycle. Businesses using this account type can maintain a balance sufficient to avoid service charges or choose to limit balances and pay direct transaction costs. As needs change, so can the management of the account. Contact your branch manager for more information.

Non-Personal Money Market

Offers the opportunity to earn higher interest rates based on your balance

  • Minimum ledger balance requirement to avoid a service charge - $2,500
  • Below required minimum ledger balance on any day of the statement cycle - $10 monthly service charge
  • Six (6) withdrawals per statement cycle*; in excess of six (6) - $3 fee per excessive withdrawal
  • Interest rate varies based on average daily available balance
  • Interest rate tiers:
    • $0.01 - $24,999.99
    • $25,000 - $49,999.99
    • $50,000 - $99,999.99
    • $100,000 and above

*Federal Regulation D. Federal regulations limit the number of withdrawals and/or transfers that may be made from a savings account by telephone/PC transfer, pre-authorized transfer, check or debit card. You are limited to six withdrawals and/or transfers from your savings account each statement cycle or calendar month by pre-authorized transfer or telephone/PC transfer, including bill payments, and, if the account permits, transfers by check or debit card.

Non-Personal Savings Plus

One simple account to meet all your savings needs
 
  • Minimum ledger balance requirement to avoid a service charge - $50
  • Below required minimum ledger balance on any day of the quarter - $8 quarterly service charge
  • Six (6) withdrawals per calendar quarter*; in excess of six (6) - $3 fee per excessive withdrawal
  • Interest rate varies based on average daily available balance
    • Interest rate tiers:
    • $0.01 - $4,999.99
    • $5,000 - $9,999.99
    • $10,000 and above

*Federal Regulation D. Federal regulations limit the number of withdrawals and/or transfers that may be made from a savings account by telephone/PC transfer, pre-authorized transfer, check or debit card. You are limited to six withdrawals and/or transfers from your savings account each statement cycle or calendar month by pre-authorized transfer or telephone/PC transfer, including bill payments, and, if the account permits, transfers by check or debit card.  

Combined Statement Explanation. If your savings account statement is combined with your checking account statement, you are limited to no more than six (6) withdrawals per statement cycle. If you receive your savings account statement quarterly, you are limited to no more than six (6) withdrawals per calendar month. You may make six (6) withdrawals from your account each calendar quarter with no fee; withdrawals exceeding the six (6), including electronic withdrawals, will be subject to a $3.00 excessive withdrawal fee.