Welcome Home Program

United Bank is proud to be participating in the 2018 Welcome Home Program to promote home ownership for first-time or repeat home buyers.  The program provides $5,000 grant from the Federal Home Loan Bank to assist the home buyer with down payment and closing costs.

  • $5,000 grant from the Federal Home Loan Bank of Cincinnati to use towards the down payment and closing costs
  • 30 year fixed with little or no downpayment
  • No private mortgage insurance (PMI)
  • Income limit by county based on all individuals in household
  • Funds are limited and will be awarded on a first-come, first-served basis

Reach out to one of our Mortgage Specialist's today to see about taking advantage of this great offer.

Tim Jones
SVP, Secondary Market Mortgage Manager
NMLS 837869
email Tim

Melissa Johnson
VP, Mortgage Specialist - Bourbon Region
NMLS 712796
email Melissa

Leah Taylor-Wright
VP, Mortgage Specialist - Bluegrass Region
NMLS 1040160
email Leah

Ann Rittinger
VP, Mortgage Specialist - Riverfront Region
NMLS 421724
email Ann

Pam Singleton
VP, Mortgage Specialist - Heartland Region
NMLS 442806
email Pam

Consumer Loan Offerings

We realize that each consumer loan request is different. That’s why we have a variety of ways to structure your loan that are specific to your needs. 

  • Car Loans
  • Vacation Loan
  • Home Equity Loan
  • Loans for just about any purpose – minimum loan amount is $5,000

Simply print out the form, fill in the information and bring it with you when you come to speak to a loan officer. 

Consumer Loan Application

Loan Application for retail purposes only, not intended for mortgage loans.

Credit Cards

Are you looking for credit cards with rewards? Travel rewards? Perhaps cash back? We offer more rewards, not more rules.

Credit Cards We Offer

Existing Cardholder Login

Account Plus

This line of credit is tied to your primary checking account. It can be used to cover overdrafts or as a source of funds for any purchase. Simply use your debit card or write a check and the line will automatically advance in increments of $50 when your account balance is negative. Interest is @21% APR. Line of Credit up to $2,500. All loans subject to credit approval.

Consumer Credit Application